This doesn't have to do much with IVF. Ok, I guess in a roundabout way it does since we didn't have a dime of debt on credit cards until we started fertility treatments.
I just paid the monthly bills. All of our accounts are getting down to small numbers and we don't have a whole lot of income on the horizon.
Having a little moment of panic.
I know that money is considered a taboo subject, but I'm gonna talk about it anyway.
Keeping up with the credit card payments every month is a struggle. I don't want to have a single late payment because we have really low interest rates (we took out several credit cards back in the day of no debt and amazing credit score). One delayed payment and our interest rate can triple meaning we'll never cut that debt down. We took out a loan from my bank (with my car as collateral) to ensure that we could keep up with all of the minimum payments for several months and now that has pretty much run out.
I've been looking at trying to get another job, but that's hardly possible when I keep expecting to be pregnant in a few weeks. How can I go into an interview and say "oh by the way, I'm going to need a few days off during my first couple of weeks for medical procedures and if those are successful, I'm going to be a total germaphobe, won't lift a damned thing for months, and will require maternity leave next year"?
Ya know, if we weren't infertile, our children would be born into a household with a modest income, but that covers the needs with a few of the wants, and a college fund. But no. Because we are infertile, our babies will be born into a household that has more debt than annual income.
Anyone know of some place where I can sell my hair or something?
Just don't panic. Everything is goin to work out, the bills will get paid, and your kids will be well fed and happy. Keep telling yourself that. It will be ok. :)
ReplyDeleteVisiting from ICLW! I can relate very closely to your worries. We've been in a similar situation. I will say that things have a way of working themselves out and I really hope you get some peace of mind soon!
ReplyDeleteHappy ICLW!
ICLW #12
Here from ICLW. I here you. The financial aspect of IVF is one of the most infuriating things. It is absolutely adding insult to injury. It's bad enough we need medical intervention to do what others do on their own and in private...but to have to pay thousands of dollars to do so...there just aren't any words for how unfair that is.
ReplyDeleteI was wondering....if I wanted to buy some of your pottery, what's the best way to do so? Do you sell anything directly, have an etsy shop or anything? I see the ads on the side, should I use those (sorry if these are stupid obvious questions...but I love pottery and christmas is coming up and if I can buy from I definitely want to do so and in the way that will help you the most :) )
@lesterresfertiles
ReplyDeleteHi! If you see something you like in the side bar advertisement, you can click on that, add it to your cart, and purchase it from there. You can also go to my Artfire shop at Uga Buga Bowls. The shop accepts credit cards, paypal, and amazon payments. If you don't see exactly what you want there, email me (there's a contact artisan button on every page) and I might have something in stock but not listed.