This doesn't have to do much with IVF. Ok, I guess in a roundabout way it does since we didn't have a dime of debt on credit cards until we started fertility treatments.
I just paid the monthly bills. All of our accounts are getting down to small numbers and we don't have a whole lot of income on the horizon.
Having a little moment of panic.
I know that money is considered a taboo subject, but I'm gonna talk about it anyway.
Keeping up with the credit card payments every month is a struggle. I don't want to have a single late payment because we have really low interest rates (we took out several credit cards back in the day of no debt and amazing credit score). One delayed payment and our interest rate can triple meaning we'll never cut that debt down. We took out a loan from my bank (with my car as collateral) to ensure that we could keep up with all of the minimum payments for several months and now that has pretty much run out.
I've been looking at trying to get another job, but that's hardly possible when I keep expecting to be pregnant in a few weeks. How can I go into an interview and say "oh by the way, I'm going to need a few days off during my first couple of weeks for medical procedures and if those are successful, I'm going to be a total germaphobe, won't lift a damned thing for months, and will require maternity leave next year"?
Ya know, if we weren't infertile, our children would be born into a household with a modest income, but that covers the needs with a few of the wants, and a college fund. But no. Because we are infertile, our babies will be born into a household that has more debt than annual income.
Anyone know of some place where I can sell my hair or something?